Gambling Online Using MasterCard in 2019

Getting funds online to gamble with can be a daunting task. Without guidance from someone who knows their way around the industry, you could find yourself in a situation where your funds frozen or stolen by one of many crooked companies.

This is where we come in handy! The following review will focus on the banking option known as MasterCard and how it pertains to the online gambling industry.

Here is a list of sites that we recommend using with your MasterCard if you already have one ready to go:

RankMastercard Casino Site OnlineSign Up BonusCasinoSportsPokerGet Started
#122bet22bet100% up to €122Check MarkCheck MarkX-MarkGo site Casino
#2PlayAmo CasinoPlayAmo Casino100% up to €1,500Check MarkX-MarkX-MarkGo site Casino
#3Jackpot CityJackpot City100% up to €1,600Check MarkX-MarkX-MarkGo site Casino
#4Spin PalaceSpin Palace100% up to €1,000Check MarkX-MarkX-MarkGo site Casino
#5BetwayBetway100% up to €1,000Check MarkCheck MarkCheck MarkGo site Casino

For all the people who do not yet own a MasterCard and want to learn more, we will delve deeper into the advantages and disadvantages of MasterCard. This banking option is not for everyone, which is why our goal is to give enough information so that you can make an educated decision on whether to use MasterCard or not.

Hold On, What Is a MasterCard?

For starters, we should know what MasterCard is before investing in their services. Wikipedia gives us the following information:



MasterCard Incorporated (stylized as MasterCard) is an American multinational financial services corporation headquartered in the MasterCard International Global Headquarters.

With over 10,000 employees and over 50 years of experience, MasterCard is one of most well-known financial services corporations in the world. With the help of their cards, gamblers all around the world can deposit onto online gambling sites. The MasterCards come in three different forms known as debit cards, credit cards or prepaid cards.

Advantages to Using MasterCard

MoneyPrepaid Cards

MasterCard offers prepaid cards that can be loaded with money for those who do not have a bank account or credit that is good enough to obtain a credit card. These cards are usable in the same places as a normal MasterCard, and this includes online gambling sites.

The best way to load money onto these cards is to visit their website and follow the instructions. Another option is to visit what they call a "rePower location" with cash in hand and they will be glad to load the cash onto the card for you. To get a list of rePower locations near us, we simply need to visit their website where we can enter our location and the distance of the search radius.

MoneyGreat Promotions

MasterCard appears to have an insane number of offers for their card users. Most of these promotions fall into the category of shopping protection, personal assistance, personal protection, travel assistance, or travel protection.

One of our favorite benefits is the Fuel Rewards program. This allows users to get discounts on gas if they sign-up and then use their MasterCard at any participating gas station.

Another cool perk they offer is that if we find a lower price for an item that we paid for with our MasterCard, they will pay the difference in price. Not only that, but if we are not satisfied with the product and the store will not allow us to return the item, they sometimes refund the cost of the product for up to $250.


Tokenization is when the MasterCard's usual 16-digit account number is not used for a specific transaction. Instead, a fresh alternate card number is created and used.

This feature reduces the chance of fraud by making the transaction more secure since it will not hurt us if someone steals the alternate card information. Anything that increases security for our online gambling funds is a great feature in our opinion.

Disadvantages to Using MasterCard

MoneyScam Calls

Ever since MasterCard started putting CVC2 codes on the back of their cards in 1997, these scam calls have been occurring. Most merchants will not complete transactions until these codes are entered, so the scam calls are aimed solely at obtaining these codes.

The phone scammers always pretend to be a part of the MasterCard security department. Their main excuse for requesting your CVC2 code is to give you a refund on a fake fraudulent transaction that they fabricated. We recommend that you do not give your code to anyone, no matter how official they may sound.

MoneyNo Underground Poker

Unfortunately, MasterCard is not available on the superior yet unregulated poker sites such as Bovada and America's Cardroom. The reason for this is that they are most likely trying to avoid legal trouble. This is a shame for poker players everywhere because this forces them to find other banking options which are not always trustworthy.

MoneyCredit Surcharges

Merchants are legally allowed to charge a fee for using a MasterCard credit card. This does not apply to MasterCard debit cards or prepaid cards.

These annoying fees are usually in the range of 1.5% to 3%, with the legal maximum being 4%. Nobody likes to be hit with surprise fees, which is why the merchants are all required to post what the fee is at the cash register.

3 Steps to Help Get Started

Pick a Site to Gamble On

The toughest part of getting started with gambling online is to find a site to play on. Picking the wrong site could result in our money being stolen, or our gaming experience being subpar.

For more information on what to look for, check out our article on how to choose a good site to play on. This article gives lots of good advice on how research gambling sites and how to identify those that are trustworthy.

Obtain a MasterCard

This part should be easy no matter who we are. Almost every gambling site should accept MasterCard in either debit, credit or prepaid form.

For those of us who have a bank account, we simply need to ask our branch to send us a MasterCard debit card that is connected to our bank account. For those of us without a bank account, we can just buy a prepaid MasterCard which will serve the same purposes when it comes to gambling online. Finally, if we have good credit we can simply apply for a MasterCard Credit card. The credit card will also work everywhere that the other cards do but for a small surcharge.

Deposit Money

You have a gambling site picked out. You have a MasterCard burning a hole in your pocket. The only thing left to do now is to whip that card out and deposit some money to gamble with.

Normally this can be done in the site's cashier section. This section can be accessed either through their website or their software by simply logging in and clicking on the cashier button.


To sum things up, we really like MasterCard as an option when funding online gambling accounts.

They have been around for half of a century and still have a great reputation as a trustworthy payment method.

They also have many flexible options for people with bad credit or no bank account.

If they wanted to improve their product, they could try and find a solution to the fraud problem that they have been having. We would also like to see them lower their credit card surcharges because they have been rising ever since the company was founded.

MasterCard FAQ

How can I get ahold of the Customer Support team?
They can be reached via email at [email protected] or via phone at 1-800-627-8372
I lost my card, how can I get another one?
All you need to do is contact their support team and they will send you a replacement card with the help of your bank that issued the card. They will also be able to cancel your old card so that no one can use your money.
Is it possible to obtain a MasterCard without having a bank account?
Yes! The prepaid cards are a great idea for those with bad credit or no bank account. You simply need to load money onto the card online or in a participating location. After that, the card will be ready to use online or anywhere that MasterCard is accepted, gambling sites included!
Are there fees associated with using MasterCard?
Yes, but only for the credit cards. The debit card and prepaid cards are free to use. These fees for the credit card are usually between 1.5% and 3%.
Will I be able to withdraw my money from the gambling site using the same MasterCard that I deposited with?
Yes. As a matter of fact, most gambling sites force you to withdraw funds by using the same method you deposited them with.